1. Overview
Know these facts cold before the first client conversation - they are also what the exam below tests. This is the permanent residence step that follows the regional provisional visa.
Visa typePermanent
LodgementOnshore
StayPermanent
Work rightsUnlimited - full PR work rights
Study rightsYes
Government charge~$560 (main applicant)
Processing time~9-14 months
2. Process flow
The handling sequence for a 887 file, from first consultation to decision. Each step assumes the one before it is genuinely finished - not "mostly done".
- Audit the provisional period
Confirm the client held the 491/489 and map exactly where they lived and worked across the qualifying years, before promising eligibility.
- Residence evidence
Leases, utility bills, bank statements with regional addresses - a continuous documentary trail for at least 3 years in a designated regional area.
- Work and income evidence
At least 2 years of full-time work: contracts, payslips, and tax Notices of Assessment meeting the income requirement.
- Compliance check
Verify the client complied with the provisional visa's conditions - a breach during the qualifying period surfaces here.
- Lodge and manage
Lodge with the evidence trail complete; gaps trigger long delays or refusal.
5. Cost checklist
Quote the full stack, in writing, before the client signs. Surprise costs are the fastest way to lose a client's trust (and earn a complaint).
| Item | Indicative amount |
|---|
| Base visa application charge (2025-26, indicative) | ~$560 (main applicant) |
| Skills assessment (authority-dependent) | ~$500-1,600 |
| English test | ~$400-460 |
| Health examinations (per person) | ~$300-500 |
| Police certificates (AFP ~$42 each; foreign vary) | ~$42-150 each |
| Additional applicant charges | Roughly 50% (18+) / 25% (under 18) of the base charge |
| Your professional fee | Per your agency's schedule - quote in writing before Form 956 |
| Rule of thumb | Government charges usually change every 1 July - re-quote any file that lodges after 30 June |
7. Case studies - eligible cases
Illustrative composites showing what a grantable 887 file looks like in practice.
Grant: Daniel from India
- Background
- Daniel, a software engineer from India. Holders of a 491 (or older 489) who have met the regional residence and income requirements.
- Why it qualified
- (1) Held a qualifying regional provisional visa (491/489). (2) Lived at least 3 years in a designated regional area. (3) Worked full-time for at least 2 years meeting the income threshold.
- What made the file strong
- The agent tested the weakest criterion first and fixed it before lodging, not after a natural-justice letter.
- Outcome
- Granted within the indicative processing window (~9-14 months).
Grant: Mei from Colombia
- Background
- Mei, a registered nurse from Colombia. Holders of a 491 (or older 489) who have met the regional residence and income requirements.
- Why it qualified
- (1) Held a qualifying regional provisional visa (491/489). (2) Lived at least 3 years in a designated regional area. (3) Worked full-time for at least 2 years meeting the income threshold.
- What made the file strong
- Dates, names and figures matched across every document - no internal inconsistencies to trigger checks.
- Outcome
- Granted within the indicative processing window (~9-14 months).
8. Case studies - refusal cases
The same visa, handled badly. Every one of these failure modes is screenable at the first consultation.
Refusal: Amir from Iran
- Background
- Amir, a civil engineer from Iran, engaged an agent late and pushed for a fast lodgement of the 887.
- What went wrong
- Gaps in evidence of regional residence across the full 3 years
- Outcome
- The case officer decided on the papers without a further request - the file had to stand on its own, and it could not.
- Lesson for the agent
- Put this issue on the document checklist on day one and refuse to lodge until it is closed out.
Refusal: Ngoc from Sri Lanka
- Background
- Ngoc, an external auditor from Sri Lanka, engaged an agent late and pushed for a fast lodgement of the 887.
- What went wrong
- Not meeting the minimum taxable-income test for the work requirement
- Outcome
- The refusal went to review: another year, more cost, and no certainty the outcome changes.
- Lesson for the agent
- Apply the decision-ready test: if you cannot evidence the claim today, the application is not ready to lodge.
9. Self-exam
10 questions drawn from this manual. Pass mark 80%. Answers are graded on the server and your result is recorded against your agent profile - retakes are unlimited and your best score is kept. Log in to the agent portal first so your result is saved to My trainings.